{"id":988711,"date":"2026-02-11T22:36:06","date_gmt":"2026-02-11T22:36:06","guid":{"rendered":"https:\/\/www.artrix.global\/little-star\/?page_id=988711"},"modified":"2026-09-24T00:14:36","modified_gmt":"2026-09-24T00:14:36","slug":"financial-considerations","status":"publish","type":"page","link":"https:\/\/www.artrix.global\/little-star\/financial-considerations\/","title":{"rendered":"Financial Considerations"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"988711\" class=\"elementor elementor-988711\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-708b5b2 e-flex e-con-boxed e-con e-parent\" data-id=\"708b5b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4ac7792 vamtam-sticky-header vamtam-sticky-header--transparent-header elementor-hidden-tablet elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"4ac7792\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-734f2a3 e-con-full e-flex e-con e-child\" data-id=\"734f2a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-834944a elementor-widget elementor-widget-image\" data-id=\"834944a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.artrix.global\/little-star\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"714\" height=\"282\" src=\"https:\/\/www.artrix.global\/little-star\/wp-content\/uploads\/2025\/02\/Icon-Only-White.png\" class=\"attachment-large size-large wp-image-987660\" alt=\"\" srcset=\"https:\/\/www.artrix.global\/little-star\/wp-content\/uploads\/2025\/02\/Icon-Only-White.png 714w, https:\/\/www.artrix.global\/little-star\/wp-content\/uploads\/2025\/02\/Icon-Only-White-300x118.png 300w\" sizes=\"(max-width: 714px) 100vw, 714px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97ef55e e-con-full e-flex e-con e-child\" data-id=\"97ef55e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbc52a6 elementor-widget elementor-widget-jkit_nav_menu\" data-id=\"cbc52a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;st_menu_item_text_hover_bg_background_background&quot;:&quot;classic&quot;,&quot;st_submenu_item_text_hover_bg_background_background&quot;:&quot;classic&quot;}\" data-widget_type=\"jkit_nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-nav-menu break-point-tablet submenu-click-title jeg_module___6acdb1af53f40\"  data-item-indicator=\"PGkgYXJpYS1oaWRkZW49InRydWUiIGNsYXNzPSJmYXMgZmEtYW5nbGUtZG93biI+PC9pPg==\" data-item-indicator-token=\"46adff4ef168287dc2a4b3f911851cfd\"><button aria-label=\"open-menu\" class=\"jkit-hamburger-menu\"><i aria-hidden=\"true\" class=\"fas fa-bars\"><\/i><\/button>\n        <div class=\"jkit-menu-wrapper\"><div class=\"jkit-menu-container\"><ul id=\"menu-little-star-menu\" class=\"jkit-menu jkit-menu-direction-flex jkit-submenu-position-\"><li id=\"menu-item-988001\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-988001\"><a href=\"https:\/\/www.artrix.global\/little-star\/\">Home<\/a><\/li>\n<li id=\"menu-item-988788\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988788\"><a href=\"https:\/\/www.artrix.global\/little-star\/about-us\/\">About Us<\/a><\/li>\n<li id=\"menu-item-988003\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-988003\"><a href=\"#\">Services<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-989325\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-989325\"><a href=\"https:\/\/www.artrix.global\/little-star\/homemaker\/\">Homemaker Services<\/a><\/li>\n\t<li id=\"menu-item-988524\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988524\"><a href=\"https:\/\/www.artrix.global\/little-star\/family-caregiver-services\/\">Family Caregiver Services<\/a><\/li>\n\t<li id=\"menu-item-988661\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988661\"><a href=\"https:\/\/www.artrix.global\/little-star\/host-home-services\/\">Host Home Services<\/a><\/li>\n\t<li id=\"menu-item-988660\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988660\"><a href=\"https:\/\/www.artrix.global\/little-star\/supported-community-connections\/\">Supported Community Connections<\/a><\/li>\n\t<li id=\"menu-item-988659\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988659\"><a href=\"https:\/\/www.artrix.global\/little-star\/respite-care\/\">Respite Care<\/a><\/li>\n\t<li id=\"menu-item-988658\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988658\"><a href=\"https:\/\/www.artrix.global\/little-star\/non-medical-transportation\/\">Non-medical Transportation<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-988004\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-988004\"><a href=\"#\">Resources<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-988772\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988772\"><a href=\"https:\/\/www.artrix.global\/little-star\/financial-considerations\/\">Financial Considerations<\/a><\/li>\n\t<li id=\"menu-item-988771\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988771\"><a href=\"https:\/\/www.artrix.global\/little-star\/applied-behavioral-analysis\/\">Applied Behavioral Analysis<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-989379\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-989379\"><a href=\"https:\/\/www.artrix.global\/little-star\/wandering-stars\/\">Wandering Stars<\/a><\/li>\n<li id=\"menu-item-988864\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988864\"><a href=\"https:\/\/www.artrix.global\/little-star\/contact-us-2\/\">Contact Us<\/a><\/li>\n<\/ul><\/div>\n            <div class=\"jkit-nav-identity-panel\">\n                <div class=\"jkit-nav-site-title\"><a href=\"https:\/\/www.artrix.global\/little-star\" class=\"jkit-nav-logo\" aria-label=\"Home Link\"><\/a><\/div>\n                <button aria-label=\"close-menu\" class=\"jkit-close-menu\"><i aria-hidden=\"true\" class=\"fas fa-times\"><\/i><\/button>\n            <\/div>\n        <\/div>\n        <div class=\"jkit-overlay\"><\/div><\/div><script>(window.jkitNavMenuIndicators=window.jkitNavMenuIndicators||{})[\"jeg_module___6acdb1af53f40\"]={template:\"PGkgYXJpYS1oaWRkZW49InRydWUiIGNsYXNzPSJmYXMgZmEtYW5nbGUtZG93biI+PC9pPg==\",token:\"46adff4ef168287dc2a4b3f911851cfd\"};<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ac7792 vamtam-sticky-header vamtam-sticky-header--spacer vamtam-sticky-header--transparent-header elementor-hidden-tablet elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"4ac7792\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-734f2a3 e-con-full e-flex e-con e-child\" data-id=\"734f2a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-834944a elementor-widget elementor-widget-image\" data-id=\"834944a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.artrix.global\/little-star\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"714\" height=\"282\" src=\"https:\/\/www.artrix.global\/little-star\/wp-content\/uploads\/2025\/02\/Icon-Only-White.png\" class=\"attachment-large size-large wp-image-987660\" alt=\"\" srcset=\"https:\/\/www.artrix.global\/little-star\/wp-content\/uploads\/2025\/02\/Icon-Only-White.png 714w, https:\/\/www.artrix.global\/little-star\/wp-content\/uploads\/2025\/02\/Icon-Only-White-300x118.png 300w\" sizes=\"(max-width: 714px) 100vw, 714px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97ef55e e-con-full e-flex e-con e-child\" data-id=\"97ef55e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbc52a6 elementor-widget elementor-widget-jkit_nav_menu\" data-id=\"cbc52a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;st_menu_item_text_hover_bg_background_background&quot;:&quot;classic&quot;,&quot;st_submenu_item_text_hover_bg_background_background&quot;:&quot;classic&quot;}\" data-widget_type=\"jkit_nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-nav-menu break-point-tablet submenu-click-title jeg_module__1_6acdb1af57586\"  data-item-indicator=\"PGkgYXJpYS1oaWRkZW49InRydWUiIGNsYXNzPSJmYXMgZmEtYW5nbGUtZG93biI+PC9pPg==\" data-item-indicator-token=\"fd818f46b2af85e8367200191e35d9b3\"><button aria-label=\"open-menu\" class=\"jkit-hamburger-menu\"><i aria-hidden=\"true\" class=\"fas fa-bars\"><\/i><\/button>\n        <div class=\"jkit-menu-wrapper\"><div class=\"jkit-menu-container\"><ul id=\"menu-little-star-menu-1\" class=\"jkit-menu jkit-menu-direction-flex jkit-submenu-position-\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-988001\"><a href=\"https:\/\/www.artrix.global\/little-star\/\">Home<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988788\"><a href=\"https:\/\/www.artrix.global\/little-star\/about-us\/\">About Us<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-988003\"><a href=\"#\">Services<\/a>\n<ul class=\"sub-menu\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-989325\"><a href=\"https:\/\/www.artrix.global\/little-star\/homemaker\/\">Homemaker Services<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988524\"><a href=\"https:\/\/www.artrix.global\/little-star\/family-caregiver-services\/\">Family Caregiver Services<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988661\"><a href=\"https:\/\/www.artrix.global\/little-star\/host-home-services\/\">Host Home Services<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988660\"><a href=\"https:\/\/www.artrix.global\/little-star\/supported-community-connections\/\">Supported Community Connections<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988659\"><a href=\"https:\/\/www.artrix.global\/little-star\/respite-care\/\">Respite Care<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988658\"><a href=\"https:\/\/www.artrix.global\/little-star\/non-medical-transportation\/\">Non-medical Transportation<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-988004\"><a href=\"#\">Resources<\/a>\n<ul class=\"sub-menu\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988772\"><a href=\"https:\/\/www.artrix.global\/little-star\/financial-considerations\/\">Financial Considerations<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988771\"><a href=\"https:\/\/www.artrix.global\/little-star\/applied-behavioral-analysis\/\">Applied Behavioral Analysis<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-989379\"><a href=\"https:\/\/www.artrix.global\/little-star\/wandering-stars\/\">Wandering Stars<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988864\"><a href=\"https:\/\/www.artrix.global\/little-star\/contact-us-2\/\">Contact Us<\/a><\/li>\n<\/ul><\/div>\n            <div class=\"jkit-nav-identity-panel\">\n                <div class=\"jkit-nav-site-title\"><a href=\"https:\/\/www.artrix.global\/little-star\" class=\"jkit-nav-logo\" aria-label=\"Home Link\"><\/a><\/div>\n                <button aria-label=\"close-menu\" class=\"jkit-close-menu\"><i aria-hidden=\"true\" class=\"fas fa-times\"><\/i><\/button>\n            <\/div>\n        <\/div>\n        <div class=\"jkit-overlay\"><\/div><\/div><script>(window.jkitNavMenuIndicators=window.jkitNavMenuIndicators||{})[\"jeg_module__1_6acdb1af57586\"]={template:\"PGkgYXJpYS1oaWRkZW49InRydWUiIGNsYXNzPSJmYXMgZmEtYW5nbGUtZG93biI+PC9pPg==\",token:\"fd818f46b2af85e8367200191e35d9b3\"};<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6ca11c e-flex e-con-boxed e-con e-parent\" data-id=\"e6ca11c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7624aa elementor-widget elementor-widget-spacer\" data-id=\"e7624aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a87b109 elementor-invisible animated-fast elementor-widget elementor-widget-heading\" data-id=\"a87b109\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:50}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Resources<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aea91ad e-con-full e-flex e-con e-child\" data-id=\"aea91ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5721fbd elementor-widget elementor-widget-spacer\" data-id=\"5721fbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7f5851 e-flex e-con-boxed e-con e-parent\" data-id=\"d7f5851\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-53267eb e-con-full e-flex e-con e-child\" data-id=\"53267eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bc68576 e-con-full e-flex e-con e-child\" data-id=\"bc68576\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f470d79 e-con-full e-flex e-con e-child\" data-id=\"f470d79\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ae83c8e e-con-full e-flex e-con e-child\" data-id=\"ae83c8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b79a02a elementor-invisible elementor-widget__width-initial animated-fast elementor-widget elementor-widget-heading\" data-id=\"b79a02a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial Considerations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0550e5 elementor-widget elementor-widget-spacer\" data-id=\"f0550e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26af3cd elementor-widget elementor-widget-text-editor\" data-id=\"26af3cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Navigating the financial landscape of disability services can be overwhelming. As a family-run PASA, we prioritize transparency and education to ensure your family maximizes every available benefit.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47d934a e-con-full e-flex e-con e-parent\" data-id=\"47d934a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1839f30 e-flex e-con-boxed e-con e-child\" data-id=\"1839f30\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b4f41d7 e-con-full e-flex e-con e-child\" data-id=\"b4f41d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-61beddd elementor-invisible e-con-full vamtam-icon-hover-parent animated-fast e-flex e-con e-child\" data-id=\"61beddd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:0}\">\n\t\t<div class=\"elementor-element elementor-element-542da6d e-con-full e-flex e-con e-child\" data-id=\"542da6d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2a86b8 elementor-widget elementor-widget-heading\" data-id=\"b2a86b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">01<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4dd179e e-con-full e-flex e-con e-child\" data-id=\"4dd179e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7841953 elementor-widget elementor-widget-heading\" data-id=\"7841953\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"> Tax-Free Income for Live-in Caregivers (IRS Notice 2014-7)\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-681d01e elementor-widget elementor-widget-text-editor\" data-id=\"681d01e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If you are a family caregiver or host home provider living in the same residence as the person receiving care, your Medicaid payments may be <\/span><b>completely exempt from federal and state income tax.<\/b><span style=\"font-weight: 400;\"> * <\/span><b>The \u201cDifficulty of Care\u201d Exclusion:<\/b><span style=\"font-weight: 400;\"> Under IRS Notice 2014-7, these payments are treated as \u201chardship payments\u201d rather than taxable wages.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>The Benefit:<\/b><span style=\"font-weight: 400;\"> This allows you to keep 100% of your take-home pay, effectively increasing your household\u2019s usable income without increasing your tax bracket.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5bb916c elementor-invisible e-con-full vamtam-icon-hover-parent animated-fast e-flex e-con e-child\" data-id=\"5bb916c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:0}\">\n\t\t<div class=\"elementor-element elementor-element-b8f3af8 e-con-full e-flex e-con e-child\" data-id=\"b8f3af8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ba2c79 elementor-widget elementor-widget-heading\" data-id=\"2ba2c79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">02<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b7c8b28 e-con-full e-flex e-con e-child\" data-id=\"b7c8b28\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c9f89f elementor-widget elementor-widget-heading\" data-id=\"8c9f89f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Early Application for SSI (Supplemental Security Income)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80463a5 elementor-widget elementor-widget-text-editor\" data-id=\"80463a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol start=\"2\"><li><b> Early Application for SSI (Supplemental Security Income)<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">For individuals with IDD, Supplemental Security Income (SSI) provides essential monthly financial assistance once they turn 18.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Why Apply Early?<\/b><span style=\"font-weight: 400;\"> We recommend starting the application process as soon as a loved one turns 18. Benefits are not retroactive to your birthday; they are only paid starting the month <\/span><i><span style=\"font-weight: 400;\">after<\/span><\/i><span style=\"font-weight: 400;\"> you file your application.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Asset Limits:<\/b><span style=\"font-weight: 400;\"> Remember that to qualify, the individual generally cannot have more than $2,000 in assets.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0d5043c elementor-invisible e-con-full vamtam-icon-hover-parent animated-fast e-flex e-con e-child\" data-id=\"0d5043c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:0}\">\n\t\t<div class=\"elementor-element elementor-element-4cfd487 e-con-full e-flex e-con e-child\" data-id=\"4cfd487\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-607022c elementor-widget elementor-widget-heading\" data-id=\"607022c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">03<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d4eca4 e-con-full e-flex e-con e-child\" data-id=\"2d4eca4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4100ba elementor-widget elementor-widget-heading\" data-id=\"a4100ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Maximizing Benefits with Written Lease Agreements<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae007e elementor-widget elementor-widget-text-editor\" data-id=\"4ae007e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A common pitfall for families is the \u201cOne-Third Reduction\u201d rule. If an adult child lives at home for free, the SSA may reduce their SSI check by one-third because they are receiving \u201cIn-Kind Support and Maintenance\u201d (food and shelter).<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>The Solution:<\/b><span style=\"font-weight: 400;\"> By having a formal <\/span><b>Written Lease Agreement<\/b><span style=\"font-weight: 400;\"> in place, the service member pays their \u201cfair share\u201d of rent to the household using their SSI funds.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>The Result:<\/b><span style=\"font-weight: 400;\"> This often triggers the <\/span><b>full monthly SSI payment<\/b><span style=\"font-weight: 400;\">, ensuring the service member contributes to the household budget while maintaining their maximum benefit.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6dff9e elementor-invisible e-con-full vamtam-icon-hover-parent animated-fast e-flex e-con e-child\" data-id=\"b6dff9e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:0}\">\n\t\t<div class=\"elementor-element elementor-element-ffaf871 e-con-full e-flex e-con e-child\" data-id=\"ffaf871\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58b57bd elementor-widget elementor-widget-heading\" data-id=\"58b57bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">04<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fda4255 e-con-full e-flex e-con e-child\" data-id=\"fda4255\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-89b5543 elementor-widget elementor-widget-heading\" data-id=\"89b5543\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"> Colorado ABLE Accounts\u2014Save Without Penalty\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94cdd3c elementor-widget elementor-widget-text-editor\" data-id=\"94cdd3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Until recently, people with disabilities couldn\u2019t save more than $2,000 without losing Medicaid or SSI. <\/span><b>Colorado ABLE accounts<\/b><span style=\"font-weight: 400;\"> changed that.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Save up to $100,000:<\/b><span style=\"font-weight: 400;\"> Funds in an ABLE account (up to $100k) do <\/span><i><span style=\"font-weight: 400;\">not<\/span><\/i><span style=\"font-weight: 400;\"> count toward the SSI\/Medicaid asset limit. Note in 2026, a total of $20,000 can be deposited.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tax Advantages:<\/b><span style=\"font-weight: 400;\"> Contributions may be tax-deductible on your Colorado state return, and growth is tax-free when used for qualified disability expenses (housing, transport, health).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flexibility:<\/b><span style=\"font-weight: 400;\"> Anyone\u2014parents, friends, or the individual themselves\u2014can contribute to the account.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3be3977 e-flex e-con-boxed e-con e-parent\" data-id=\"3be3977\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e5661ba e-con-full e-flex e-con e-child\" data-id=\"e5661ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2ba137a e-con-full e-flex e-con e-child\" data-id=\"2ba137a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a2ddfeb elementor-invisible e-con-full e-flex e-con e-child\" data-id=\"a2ddfeb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46eecbe elementor-invisible animated-fast elementor-widget elementor-widget-image\" data-id=\"46eecbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.artrix.global\/little-star\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"714\" height=\"281\" src=\"https:\/\/www.artrix.global\/little-star\/wp-content\/uploads\/2025\/02\/Icon-Only-Color-2.png\" class=\"attachment-large size-large wp-image-987753\" alt=\"\" srcset=\"https:\/\/www.artrix.global\/little-star\/wp-content\/uploads\/2025\/02\/Icon-Only-Color-2.png 714w, https:\/\/www.artrix.global\/little-star\/wp-content\/uploads\/2025\/02\/Icon-Only-Color-2-300x118.png 300w\" sizes=\"(max-width: 714px) 100vw, 714px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec02ca4 elementor-widget elementor-widget-heading\" data-id=\"ec02ca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/maps.app.goo.gl\/g7UcF1B32wgZwtFC6\" target=\"_blank\">Denver, Colorado<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c72901c elementor-widget elementor-widget-heading\" data-id=\"c72901c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"mailto:info@littlestarr.com%20?subject=Hello\">info@littlestarr.com <\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00dd6a5 elementor-widget elementor-widget-heading\" data-id=\"00dd6a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:+11228008808\">+1(122)800 88 08<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-bff1883 elementor-widget elementor-widget-button\" data-id=\"bff1883\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-af8fe81 e-con-full e-flex e-con e-child\" data-id=\"af8fe81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-907c93b elementor-widget elementor-widget-heading\" data-id=\"907c93b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Industries<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-649028f elementor-invisible elementor-nav-menu--dropdown-none animated-fast elementor-widget elementor-widget-nav-menu\" data-id=\"649028f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;fas fa-caret-down\\&quot; aria-hidden=\\&quot;true\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-none e--animation-fast\">\n\t\t\t\t<ul id=\"menu-1-649028f\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988824\"><a href=\"https:\/\/www.artrix.global\/little-star\/family-caregiver-services\/\" class=\"elementor-item\">Family Caregiver Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988825\"><a href=\"https:\/\/www.artrix.global\/little-star\/host-home-services\/\" class=\"elementor-item\">Host Home Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988826\"><a href=\"https:\/\/www.artrix.global\/little-star\/behavioral-services\/\" class=\"elementor-item\">Behavioral Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988827\"><a href=\"https:\/\/www.artrix.global\/little-star\/supported-community-connections\/\" class=\"elementor-item\">Supported Community Connections<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988828\"><a href=\"https:\/\/www.artrix.global\/little-star\/respite-care\/\" class=\"elementor-item\">Respite Care<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988829\"><a href=\"https:\/\/www.artrix.global\/little-star\/non-medical-transportation\/\" class=\"elementor-item\">Non-medical Transportation<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-649028f\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988824\"><a href=\"https:\/\/www.artrix.global\/little-star\/family-caregiver-services\/\" class=\"elementor-item\" tabindex=\"-1\">Family Caregiver Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988825\"><a href=\"https:\/\/www.artrix.global\/little-star\/host-home-services\/\" class=\"elementor-item\" tabindex=\"-1\">Host Home Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988826\"><a href=\"https:\/\/www.artrix.global\/little-star\/behavioral-services\/\" class=\"elementor-item\" tabindex=\"-1\">Behavioral Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988827\"><a href=\"https:\/\/www.artrix.global\/little-star\/supported-community-connections\/\" class=\"elementor-item\" tabindex=\"-1\">Supported Community Connections<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988828\"><a href=\"https:\/\/www.artrix.global\/little-star\/respite-care\/\" class=\"elementor-item\" tabindex=\"-1\">Respite Care<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-988829\"><a href=\"https:\/\/www.artrix.global\/little-star\/non-medical-transportation\/\" class=\"elementor-item\" tabindex=\"-1\">Non-medical Transportation<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28d93ac e-con-full e-flex e-con e-child\" data-id=\"28d93ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5141270 elementor-widget elementor-widget-heading\" data-id=\"5141270\" data-element_type=\"widget\" data-e-type=\"widget\" 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